Official Document

panda99bet Terms & Conditions and Terms of Use

By using this platform, you are considered to have agreed to all terms and conditions stated here. Please read this document carefully before you start playing.

Last updated: 30 October 2026
These terms and conditions apply to all players using the panda99bet website. Last updated: 30 October 2026

General Information

panda99bet is an online betting platform for players in Myanmar where you can play football betting, Live Casino, Slots, 2D lottery, and Crash games. These "Terms and Conditions" govern the panda99bet website, all related services, and all games on the platform.

By registering an account, accessing games, depositing, or withdrawing on this website, you are considered to have fully agreed to these terms and conditions, the Privacy Policy, and the Responsible Gaming Policy. If you do not agree, please do not use this website.

panda99bet reserves the right to amend these terms and conditions at any time with prior notice. When changes are made, this page will be updated, and continuing to use the website will be considered acceptance of the revised terms.

Account Registration and Eligibility Requirements

Account Registration Requirements

To register an account and play on panda99bet, players must meet the following requirements—

  • You must be 21 or older. Persons under 21 are not permitted to use this platform.
  • You must register using your own accurate details (name, phone number, and payment method).
  • Each person is allowed only one account. Opening additional accounts with the same details is a violation of our terms and those accounts may be closed.
  • Accounts are for personal use only. Opening an account for commercial purposes is not permitted.

Account Security Responsibilities

Players must keep their account and password secure. Any activity carried out through your account is your own responsibility. Sharing, renting, or selling your account to anyone else is strictly prohibited.

If you suspect any unauthorised access, contact [email protected] immediately. You can also reach us anytime via 24/7 Live Chat.

Deposit and Withdrawal Rules

Deposits

Deposits at panda99bet can be made via KBZPay, Wave Money, AYA Pay, CB Pay, and Bank Transfer.

  • Minimum deposit amount — 5,000 Ks.
  • Deposits must be made in your own name. Deposits on behalf of a third party are not permitted.
  • After transferring, keep the transaction receipt so you can check your deposit record.
  • You must use your own payment method to deposit. Using borrowed funds or a third party's money is not permitted.

Withdrawals

  • Minimum withdrawal amount — 30,000 Ks.
  • Withdrawal processing time — typically 15 minutes to 2 hours.
  • Withdrawals can only be made to the same payment method used for your deposit.
  • Account verification may be required before your first withdrawal.
  • Winnings from bonuses can only be withdrawn after the bonus wagering requirement has been met.
  • panda99bet may review any deposit or withdrawal requests that appear suspicious for fraud, which may cause delays.

Bonus and Promotion Terms

Welcome Bonus

On your first deposit at panda99bet, you can receive a 150% welcome bonus — up to 500,000 Ks. The wagering requirement must be met before bonus funds can be withdrawn.

  • Wagering requirement — bonus amount × 10.
  • Example 1 — Deposit 20,000 Ks, receive a 30,000 Ks bonus, giving you a balance of 50,000 Ks. The wagering requirement is 30,000 Ks × 10 = 300,000 Ks.
  • Example 2 — Deposit 680,000 Ks, receive a 500,000 Ks bonus (maximum), giving you a balance of 1,180,000 Ks. The wagering requirement is 500,000 Ks × 10 = 5,000,000 Ks.

General Promotion Terms

  • The specific terms for each bonus (validity period, restrictions) can be found in the Terms section for that promotion.
  • Bonus abuse and multi-accounting to claim bonuses are strictly prohibited. If such activity is found, the bonus and any related winnings will be forfeited and the account may be closed.
  • panda99bet reserves the right to change or discontinue any promotion without prior notice.

Game Fairness and Security

Fair Play

All games on panda99bet use RNG (Random Number Generator) technology, so results are completely random and not manipulated in anyone's favour. There is no way for players to predict the outcome of any individual game in advance.

The following actions are strictly prohibited—

  • Using software or bots to access accounts or automate gameplay.
  • Exploiting system bugs or errors to gain a financial advantage (bug abuse).
  • Cheating through odds manipulation.
  • Money laundering or the use of illegally obtained funds.

Platform Security

panda99bet protects players' personal and financial information using SSL Encryption technology. Any attempt to compromise our system's security — including hacking, phishing, or system intrusion — will be dealt with in accordance with the law.

VIP Level and Cashback

VIP Levels

panda99bet has three VIP tiers — Bronze, Silver, and Gold. Players move up based on their playing activity and eligibility, and receive the corresponding cashback rates as they progress—

  • Bronze — up to 0.3% weekly cashback
  • Silver — up to 0.5% weekly cashback
  • Gold — up to 0.8% weekly cashback

Players working toward a higher VIP tier will see their VIP index grow through regular play. Cashback is bonus funds and must be used in accordance with the applicable wagering requirements.

Restricted Regions and User Limitations

This platform is aimed at Myanmar players. Even so, the following individuals are not permitted to use this website—

  • Anyone under the age of 21 (21+ only).
  • Anyone accessing from a region or country where gambling is prohibited — if this is detected, the account may be suspended.
  • Anyone using a VPN or proxy to access from a restricted region — if this is detected, all funds may be forfeited.

Account Closure and Suspension

Self-closure by the player

A player may request to close their own account. Contact us via 24/7 Live Chat or email [email protected] to do so. panda99bet reserves the right to decline any request to reverse a self-exclusion.

Closure by panda99bet

panda99bet may suspend or close a player's account without prior notice in the following circumstances—

  • False personal information is found during verification.
  • A breach of these terms and conditions is found.
  • Bonus abuse is detected.
  • Suspected financial fraud arises.
  • A legal or regulatory violation is found.

Limitation of Liability and Disclaimer

panda99bet is not responsible for financial losses resulting from individual game outcomes. Players must fully understand that gambling involves the risk of losing money before they start, and should only play with what they can afford to lose.

panda99bet does not accept liability for losses, damages, or obligations arising from the following—

  • Losses caused by the player's own actions.
  • Losses occurring because the player shared or carelessly disclosed their account login credentials.
  • Interruption to gameplay caused by external factors beyond the player's control (network failure, device failure, ISP outage).

Personal Data Protection

Personal data that players provide on this platform will be handled by panda99bet in accordance with the Privacy Policy. Players' personal information will not be sold to third parties or shared for external advertising purposes.

By continuing to use this platform, you are considered to have agreed to the personal data handling policy. For any questions about personal data, contact [email protected].

Complaint Resolution Process

If any player has a complaint regarding our service or a game result, follow the process below—

  • First, contact our customer service team (in Myanmar language) via 24/7 Live Chat.
  • If Live Chat cannot resolve the issue, send a detailed email to [email protected].
  • panda99bet will review and resolve every complaint, and all decisions are final.

Terms and Conditions Amendments and Updates

panda99bet reserves the right to amend these terms and conditions at any time, and changes will be published on this page. Anyone who continues to use the website after an amendment is considered to have agreed to the updated terms.

Players should check this page regularly and stay aware of any changes. If you have any questions, contact us via 24/7 Live Chat.

panda99bet — Trusted Gaming Experience

If you want to play football, slots, live casino and other games on a safe and fair platform, read these terms and conditions before joining.

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What You Should Know About Our Terms and Conditions

Questions players often ask about panda99bet's terms and conditions

These terms apply to all players who visit the panda99bet website, open an account, deposit/withdraw funds, or play any game. By continuing to use the site, you are considered to have agreed to these terms.

The minimum deposit amount is 5,000 Ks and is the same across all deposit methods. For withdrawals, the minimum is 30,000 Ks, and normal processing time is 15 minutes to 2 hours.

The wagering requirement is the bonus amount × 10. For example — if you deposit 20,000 Ks, you receive a 30,000 Ks bonus and your balance becomes 50,000 Ks. The wagering requirement is 30,000 Ks × 10 = 300,000 Ks. Only after wagering that amount can you withdraw the bonus winnings.

If bonus abuse is detected, the bonus and all related winnings will be cancelled. For serious violations, the account may be suspended. Players should read the bonus terms and conditions carefully before playing.

No. Players may only deposit from their own KBZPay, Wave Money, AYA Pay, CB Pay, or bank account. If a transfer is made from a third party, the funds will be reversed, and in serious cases the account may be suspended.

panda99bet strictly prohibits the use of VPNs or proxies to access the site from restricted regions. If this is detected, all funds in the account may be forfeited and the account will be suspended.

For any enquiries, you can reach us via 24/7 Live Chat (Myanmar language) or by emailing [email protected]. Our customer service team is available at any time to help you.

If panda99bet makes changes to these terms, the "Last updated" date on this page will be updated. Players should check this page regularly. Continuing to use the site will be considered acceptance of any changes.